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Homes under $450K

Homes under $450K in Virginia

At $450K the townhome market opens up in the outer suburbs, and you get more condo options closer to Metro. This is a common first-time-buyer sweet spot in Loudoun and Prince William.

Live Bright MLS results, already filtered · add beds, baths & type

$3,153/mo
Est. monthly (10% down)
$45,000
Down payment (10%)
Townhomes and condos
What this budget buys

Watch total monthly cost, not just price — taxes, insurance, and HOA can swing the payment more than a $10K price difference.

  • Where it lands in Northern Virginia: Ashburn/Leesburg (townhomes & condos), Manassas, Woodbridge, Herndon condos
  • Property types: Townhomes and condos
  • What to expect: Townhomes appear here in the outer suburbs; single-family is still rare at this price.

Beyond Northern Virginia — same budget, statewide

Raoul Shah is licensed across the Commonwealth. Every link opens live Bright MLS listings under $450K in that market:

Frequently asked

What can I buy for under $450K in Northern Virginia?

Townhomes appear here in the outer suburbs; single-family is still rare at this price. Typically that means townhomes and condos in areas like Ashburn/Leesburg (townhomes & condos), Manassas, Woodbridge, Herndon condos. The exact mix shifts with the market — search the live Bright MLS listings to see what's on the market right now.

What’s the monthly payment on a $450K home?

At $450K with 10% down at 6.5% over 30 years, the estimated total payment is about $3,153/month including taxes, insurance, and PMI. Your actual payment depends on your rate, down payment, HOA, and loan program.

Should I look at new construction under $450K?

Often yes — builder incentives (closing-cost credits, rate buydowns) can make a new home’s true monthly cost competitive with resale. Always verify current incentives directly with the builder, and compare the real numbers side by side.

Do you cover Virginia markets outside Northern Virginia?

Yes. Raoul Shah is licensed across the Commonwealth, and the live Bright MLS search covers markets from Richmond and Fredericksburg to Hampton Roads, Charlottesville and Winchester. The area guidance on this page goes deepest on Northern Virginia — for any other Virginia market, use the live links or text what you’re looking for.

See what’s available under $450K

Search live Bright MLS listings under $450K, then text Raoul about any home — he represents you through the offer and closing, and replies personally, usually within minutes.

Or add beds, baths and property type first

Raoul Shah · Virginia REALTOR® · Real Broker LLC · Virginia DPOR License 0225274910 · Equal Housing Opportunity

Price ranges are illustrative and not a guarantee of available inventory. Monthly estimates are informational only, not a loan approval.

The listing information on this page comes through an Internet Data Exchange (IDX) program: real estate brokerages that participate in IDX agree to share their listings for display on each other's websites. Bright MLS is the source of this listing information. This website is operated by Raoul Shah, a Virginia-licensed real estate salesperson with Real Broker, LLC, and is not a multiple listing service — it does not provide direct access to any MLS.

Property information is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available — for example, they may be under contract, sold, or no longer offered for sale. Property information displayed is deemed reliable but is not guaranteed.

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Listing brokers and agents: to report inaccurate information that VirginiaBuyer has added about a specific property (beyond the listing data itself), contact Raoul Shah at raoulshah@heyleo.com or (703) 570-1074; verified inaccuracies will be corrected or removed.

Raoul Shah · Virginia Real Estate Agent (Virginia DPOR License 0225274910, Commonwealth of Virginia) · Real Broker, LLC · Equal Housing Opportunity.