Homes under $1M

Homes under $1M in Northern Virginia

Under $1M is a strong Fairfax County single-family budget — Vienna, Oakton, Fairfax, and parts of Arlington and Alexandria — with room for newer or larger homes farther out.

$6,864/mo
Est. monthly (10% down)
$100,000
Down payment (10%)
Single-family across Fairfax & Arlington; entry McLean
Best areas

Near the top schools and Metro, this range is competitive. We combine valuation and a disciplined offer strategy so you don’t overpay in a bidding situation.

  • Where it lands: Vienna, Oakton, Fairfax, Arlington, Alexandria, McLean (entry)
  • Property types: Single-family across Fairfax & Arlington; entry McLean
  • What to expect: A strong single-family budget in sought-after areas; expect competition near top schools.

Frequently asked

What can I buy for under $1M in Northern Virginia?

A strong single-family budget in sought-after areas; expect competition near top schools. Typically that means single-family across fairfax & arlington; entry mclean in areas like Vienna, Oakton, Fairfax, Arlington, Alexandria, McLean (entry). The exact mix shifts with the market — we’ll send you what’s actually available today.

What’s the monthly payment on a $1M home?

At $1M with 10% down at 6.5% over 30 years, the estimated total payment is about $6,864/month including taxes, insurance, and PMI. Your actual payment depends on your rate, down payment, HOA, and loan program.

Should I look at new construction under $1M?

Often yes — builder incentives (closing-cost credits, rate buydowns) can make a new home’s true monthly cost competitive with resale. Always verify current incentives directly with the builder, and compare the real numbers side by side.

See what’s available under $1M

Get matched homes for your budget and timeline — Raoul Shah represents you through the offer and closing.

Price ranges are illustrative and not a guarantee of available inventory. Monthly estimates are informational only, not a loan approval.