Drag a few numbers and you'll get a realistic price range, a down-payment plan, and the Virginia areas that actually fit.
Cash you could put toward the purchase, before closing costs.
Car, student loans, credit cards — not rent.
Why this number matters more than people expect
A car payment can stop you buying a house. A house will rarely stop you buying a car. Mortgage lenders count every monthly debt against your income, so a large auto loan directly reduces the loan you qualify for — while car lenders are far more forgiving about an existing mortgage. If a purchase is close, the order you do things in changes what you can afford.
This is an educational estimate, not a loan approval. Nothing here is shared with a lender, and it does not affect your credit.